Tag Archives: Much

Article by Chris Borthwick

The amount you can borrow for a mortgage of course depends on your circumstances so varies between people. If you are going to buy a home or remortgage with a partner this will increase the amount of money that you are able to borrow.

For many people they will find the biggest hurdle to getting a mortgage nowadays is the deposit. If it has been a few years since you had to remortgage your home, you may have been able to get a mortgage without a deposit however the situation is very different. If you have an excellent credit rating and high affordability among other factors you may be able to get a 90% mortgage. For most you will probably need a 15-25% deposit which represents a huge some to save. If you are after a